Investment Property Loans
Access Untapped Real Estate Opportunities with an Investment Property Loan from Aquamore
A diverse property portfolio is still undoubtedly considered to be one of the strongest investment assets within Australia today. Even in times of adversity such as the recent global COVID 19 pandemic, the real estate market has remained buoyant and shows no signs of failing to continue to perform well in future years. With an investment property loan from Aquamore, your company can explore new opportunities in the real estate market including sites that offer development potential through new builds, buy-to-let options by way of accessing rental property financing and renovation projects that pose healthy returns on investment. The Aquamore team consists of a team of specialists with a range of knowledge regarding the investment property sector. We can help your business to secure funding for your commercial property ventures and have a range of advantages over traditional banking lenders including a quick turnaround time on your application with funds made available within 48 hours of your loan approval. The team is adept at handling complex applications and will look at your business circumstances on an individual basis, giving you access to the capital that best suits your proposition. Since we began operating in 2016, we have delivered in excess of AUD $100million in funding for commercial ventures across Australia. Our track record is unblemished, and we pride ourselves on supporting the growth and development of Australian enterprises in metropolitan and rural areas. As well as commercial investment property loans, we offer a range of commercial financial products including secured business loans, development finance packages and commercial bridging loans.
Frequently Asked Questions about Aquamore’s Investment Property Loans
What type of loan is best for investment property?
The type of investment property loan you’re looking for depends on the real estate proposition you’re looking to acquire. If you’re looking to purchase a property for renovation and plan a quick turnaround, a bridging loan may be appropriate whereas you may require a different type of loan if you’re developing properties with the intention to rent them on the lettings market. An Aquamore executive will be able to provide guidance on the most appropriate financing for your venture.
What investment property rates does Aquamore offer?
The investment property loan rates we offer will vary depending on your personal circumstances, such as the security offered, your financial stability and the nature of the proposal. As a representation, we offer first mortgage rates from 8.99% per annum and second mortgage rates from 1.2% per month. When you contact a member of the Aquamore team and provide details of your funding requirement, they will be in a position to provide a more tailored investment property loan rate.
How much can I borrow?
Our investment property loans are available from AUD$100,000 and range up to $30million. Offering this range of funding enables us to cater for an array of real estate investment projects and support both small businesses and large operations to grow and diversify their property portfolios. Whether you’re purchasing a single dwelling for renovation or a large plot designated for multiple residential properties, our funding options can help put your project plans in motion.
Over what duration can I take out an investment property loan?
Our loan terms typically span from three months to 2 years. If your project requires funding with agreed terms outside this timeframe, contact a member of the Aquamore team to enquire about a bespoke arrangement.
How can I qualify for an investment property loan?
Your loan eligibility will depend on a number of factors. These include your current financial health in a commercial sense as well as your credit history and the value of any outstanding debts still being repaid. The level of deposit you’re looking to put down on the property in question will also have an influence on your likelihood for finance approval. To discuss your circumstances and find out what action you can take to increase your chances of being approved for an investment property loan, you can contact a member of the Aquamore team today.
Is it possible to buy an investment property with no deposit?
Depending on the nature of your real estate investment, the level of capital you’ll be required to put up in order to secure loan approval will vary. Factors such as the location and the intended use of the dwellings will determine this. In some cases, it may be that existing assets used as security may enable investors to secure funding with no cash outlay but you will need to contact us and discuss your unique proposition to determine whether this is an option.
Is it hard to secure a loan for an investment property?
Obtaining a loan for your next investment real estate project is a task that can be daunting if you’re doing it for the first time. The level of difficulty you’ll face when taking out an investment property loan will depend on the project you’re undertaking. At Aquamore, the team is experienced in handling complex loan applications and can make the finding acquisition process much smoother than it might be if you were to go directly to a traditional lender. We’ll work with you to determine the most appropriate loan for your venture and support you throughout the process.
Why should I choose Aquamore as my investment property lender?
As well as offering bespoke financial products to best suit your real estate projects, our team is dedicated to supporting Australian businesses to thrive through achievable and sustainable growth. Aquamore is a respected non-banking financial lender with up to date AFSL and Credit Licences and is overseen by industry leading external auditors such as KPMG and Deloitte. Due to our unique market position, we can provide exclusive access to financial products otherwise unavailable through traditional lenders as well as insights into new opportunities and market updates. The team’s experience spans nationally and internationally and this is drawn on when innovating our own product and service offering.
How can I contact the Aquamore team?
If you’d like to find out more about our investment property loans, you can contact us to arrange an appointment at our Head Office in Sydney’s CBD. Alternatively, you can call or email us to discuss your prospective loan requirements or use our online enquiry form and an Aquamore executive will be in touch.