Short-term Commercial Loan Specialists
Aquamore specialises in providing $500K+
short-term commercial loans
Commercial Finance Lender
The company is increasingly the preferred choice for brokers with larger, more complex commercial transactions who appreciate efficiency, transparency and competitive rates:
✔Exclusively available through mortgage brokers (no direct access)
✔‘Sweet spot:’ $500K – $7.5M+
✔1st and 2nd mortgages (secured via residential & commercial property)
✔From 8.99%p.a. pending risk profile
✔Up to 24-month loan term
✔Maximum LVR 75% (blue chip property)
✔Establishment fee of 2.2% taken from loan facility
✔Commission upon the broker’s discretion
✔Rapid approval and settlement with a sizable funding pipeline from multiple investment funds (not dependent on raising new capital)
Recent deals
$1.7m short-term loan addresses working capital requirement
Client: An established packaging business based in Sydney’s inner west, NSW
Requirement: $1.7m working capital facility required to upgrade machinery
Response: 3-month 1st mortgage loan at 65% LVR, backed by the Director’s residential asset
Rate/ exit: Loan serviced monthly at 10%p.a., and was refinanced upon its completion
Development company settles site with $5.8m short-term loan
Client: Property developer in western Sydney, NSW
Requirement: $5.8m required for the settlement of a site zoned for residential usage. Option had run out and DA forthcoming.
Response: 9-month 1st mortgage loan at 70% LVR, backed by a residential asset
Rate/ exit: Loan serviced monthly at 12%p.a., and will be exited upon completion of the DA
$23m residual stock loan required for residential development
Client: Property developer in Brisbane, QLD
Requirement: $23m residual stock loan required for residential development
Response: 12-month 1st mortgage loan at 59% LVR, backed by residential assets (60 apartments)
Rate/ exit: Loan pricing at 9%p.a. and paid down via sale of apartments